Air India Crash: How much will the victim’s family get? Understand compensation and insurance rules

News India Live, Digital Desk: Air India Crash: Whenever a big aircraft accident occurs, an important question arises along with the loss of life and property-how much and how will the victims get compensation? It is not just a legal process, but also a major support to help families overcome this tragedy. The previous report of TV 9 Hindi mentioned the 2010 Mangaluru Air India Express accident, in which insurance companies had to pay Rs 2,490 crore. So how is this compensation and travel insurance role in this compensation?

Actually, compensation in aircraft accidents There is an international rule of, which is called Montreal Convention. India is also part of it. According to this convention, a certain responsibility of the airlines has been fixed:

• 1 lakh 28 thousand SDR (Special Drawing Rights): It is about 1.6 million dollars or 1.3 crore rupees. If a passenger dies or serious injuries, the airline has to pay compensation up to this amount, whether it is or not. This is a ‘no-fault’ liability.

• More compensation than this: If the compensation amount goes more than 1.28 lakh SDR, the airline will have to prove that the accident did not happen due to its negligence or mistake. If the airline is unable to prove this, it may have to pay unlimited compensation.

Role of travel insurance:

This is very important! Often people think that everything is covered only after taking the ticket of the aircraft, but it is not so. Travel insurance is an additional armor, which also gives many types of protection besides aircraft accident:

• Death or disability in accident: In travel insurance policy, a fixed amount is paid in case of death or permanent disability due to an accident.

• medical expense: If someone is injured in the accident, then the cost of his treatment is also covered in it.

• Loss of goods/delay: Sometimes the goods are lost or delayed, it also has an insurance cover.

• Flight delay/cancellation: In some premium policy, the loss of flights or its cancellation is also compensated.

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