North India Statesman
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Today, 25 January 2025, Saturday, all banks across the country will remain closed. Due to this being the fourth Saturday, there will be a holiday in banking services. According to the rules of the Reserve Bank of India (RBI), the second and fourth Saturday of every month is a public holiday in banks.
Why will banks remain closed?
- Fourth Saturday Rule:
According to the rules of the Reserve Bank of India, all government, private and rural banks remain closed on the second and fourth Saturday of every month. - Banks closed in which states?
This holiday will be applicable in all the states of the country like Delhi, Uttar Pradesh, Rajasthan, Punjab, Haryana, Maharashtra, Madhya Pradesh etc.
Use online banking
Despite banks being closed, customers can use digital banking services.
- Net Banking and Mobile Banking:
Online banking services will remain operational for fund transfer, bill payments, and other banking services. - ATM Service:
Customers will get the facility to use ATM when they need cash.
List of Bank Holidays in January 2025
Banks will remain closed on the following dates in January 2025:
- January 25: Fourth Saturday.
- 26 January: Sunday and Republic Day.
advice for customers
- Banking operations suspended:
Check clearance, cash withdrawal, and other banking operations will be completed only on the next working day. - Use Online Banking:
Customers can make fund transfers, bill payments and other important transactions through the bank’s website and mobile app.
RBI holidays schedule for January 2025
RBI has released the list of bank holidays in different states in January 2025. Following are the state wise holiday dates:
| date | state City | Reason |
|---|---|---|
| 1 January | Aizawl, Gangtok, Itanagar | New Year’s Day/Lusong/Namsung |
| 2 january | Aizawl, Gangtok | new year celebration |
| 6th January | Kolkata | Sri Guru Gobind Singh Jayanti |
| 14 January | Chennai, Bhopal | Makar Sankranti / Pongal |
| 15 january | Chennai | thiruvalluvar day |
| 23 January | Kolkata | Subhash Chandra Bose Jayanti |
Important information:
The holiday dates may vary from state to state as per their festivals and events.
impact of bank holiday
- Impact on physical banking services:
Cash withdrawal, check clearance, and other services at bank branches will remain closed during this period. - Digital Banking Services:
Online transactions, ATM services and mobile banking will remain fully operational, allowing customers to continue their banking activities.
