“Congratulations, your credit card limit has increased!”

Nowadays, fraudsters have found a new and very clever way to rob people of their hard-earned money. They lure you by calling or sending messages to increase the credit card limit and empty your bank account with just one OTP.

These fraudsters are so clever that when they call, they talk exactly like any bank employee, due to which you do not even suspect them. They assure you that because of your good record the company is increasing your credit card limit and for this you just have to complete a small process.

How does this complete fraud happen? Understand step-by-step

1. Step 1: Trust phone call
   You get a phone call, in which the person on the other end introduces himself as an employee of your bank. He wins your trust by telling you your name and the first few digits of the card.
2. Step 2: A link is sent
   After gaining trust, it tells you that you have to verify your information by clicking on a link to complete the limit increase process.
3. Step 3: OTP game
   As soon as you click on that fake link and enter your details, your information reaches them. Immediately after this, they try to withdraw money from your account, the OTP of which comes on your registered mobile number.
4. Last Bet: More Money Missing!
   Now the fraudster will ask you, “Sir, just provide your OTP to complete the process.” As soon as you share OTP out of greed or by mistake, the next moment all the money gets lost from your account. In many cases this amount is in lakhs.

How to avoid this dangerous fraud?

• The first and most important rule: Banks or any credit card company never asks you for your complete card number, CVV or OTP over phone, SMS or email.
• Avoid greed: Never trust unknown calls promising to increase the limit or giving any special offer.
• Don’t click on suspicious links: Never open any link sent by any unknown person.
• Contact the bank immediately: If you find any call or message suspicious, disconnect the phone and immediately call the customer care number of your bank and inform.
• Notify Cyber ​​Police: You can complain about such fraud on National Cyber ​​Crime Helpline Number. 1930 But can also.

In today’s digital age, a little caution can save you from big financial losses. Remember, your OTP is the key to your safe, do not share it with anyone.