Get loan of ₹2,000 from Aadhaar card in minutes; Know the correct procedure and ‘safe’ way to avoid fake apps:

Lucknow. In today’s digital age, when there is a sudden need for money, visiting the bank seems like a difficult task. In such a situation, Aadhaar Card has emerged as a boon. Now you can get an instant small loan up to ₹2,000 using just your Aadhaar and mobile number. But, as easily as this loan is available, it is important to be equally careful. Understand in Amar Ujala’s reporter style how you can avail this facility in a safe manner.

Aadhar Loan: How and where to apply?

You do not need to go to any office to take an Aadhaar based loan. You can complete this process from your smartphone at home:

Official Platform: Always from a recognized bank or RBI registered NBFC Select only the app of (Non-Banking Financial Company).

e-KYC Process: Coming to mobile number linked to Aadhaar otp Your identity is verified through. In some cases, video KYC is also required.

Prerequisites: To apply, it is mandatory for your mobile number to be linked to Aadhaar and an active bank account.

Attention The web of ‘fraud’ behind the loan of ₹ 2,000

There are many such apps available on the Internet and Play Store in the name of small loans which can land you in a lot of trouble. To stay safe, keep these things in mind:

Protection of personal data: If any app on your phone Contacts, Gallery or Photos If it asks for access, then be alert immediately. According to RBI, loan apps do not require access to these things.

Never share OTP: Aadhaar OTP is your digital password. Do not disclose this to any “customer care” or unknown person.

Check UPI ID: If any app is available to repay the loan Personal UPI ID But if someone asks you to send money, then understand that it is fake. Always make payments through the app’s official gateway or bank account.

Hidden charges: ₹2,000 loan may turn into ₹5,000

Just because the loan is small does not mean that it is cheap. Read these points carefully before application:

Processing Fee: Many apps charge a hefty processing fee of ₹200-₹500 on a loan of ₹2,000.

Interest Rate: The interest rates on quick loans are often higher than normal loans.

Fine: Even a day’s delay in payment can attract heavy ‘late payment charges’.

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