Know the great scheme of post office where your money will increase rapidly, bank failed

News India Live, Digital Desk: Government Protection and Bumper Returns: Nowadays inflation is increasing rapidly and the interest rate on your money deposited in the bank is not able to compete with this inflation. In such a situation, everyone wants to invest their money in a safe place, so that not only the money is safe, but also good returns on it. If you are also looking for any such option, then the Government of India Post Office Schemes (Post Office Schemes) Can prove to be great for you!

Not only is your money completely safe in the post office schemes (due to the support by the government), but the interest on them is often more than the FD of banks. Here we will talk about some such bang post office schemes, where you can make a profit of millions by investing.

These are 5 great schemes of the post office and their benefits:

1. National Savings Certificate – NSC:
, Benefit: It is a safe investment on which attractive interest is received and you can also save tax (under section 80C).
, How works: The amount deposited in it is matured in 5 years. Interest keeps connecting every year but you get only on maturity.
, Profit (eg): If you deposit ₹ 1 lakh in NSC, then after 5 years it can be more than ₹ 1.4 lakh (according to the current interest rate).

2. Kisan Vikas Patra – KVP:
, Benefit: This is a certificate that doubles your deposit in a certain period.
, How works: At current rates your money doubles in about 10 years (120 months) 4 months.
, Profit (eg): If you deposit ₹ 10 lakh in KVP, then in about 10 years 4 months it will be ₹ 20 lakh.

3. Post Office Time Deposit (Post Office Time Deposit – Potd):
, Benefit: It is exactly like a fixed deposit of banks, but interest rates are often better. You can choose a period of 1, 2, 3 or 5 years. Tax exemption (section 80C) is also available on 5 -year FD.
, Profit: The best returns are available on long term.

4. Monthly Income Scheme – MIS:
, Benefit: It is best for those who need a certain income every month. Interest is received every month on the capital deposited in it.
, How works: Its duration is 5 years.
, Profit (eg): If you deposit ₹ 9 lakh, then you will continue to get around ₹ 6,150 every month.

5. Post Office Savings Account:
, Benefit: It is like a common savings account, but it can get a slightly higher interest (about 4% annual) than some bank accounts.

What to keep in mind while investing?

• Interest Rates: Every quarter can be replaced by the government, so check the latest rates before investing.

• input range: Each scheme has a minimum and maximum investment limit.

• Lock-in period: In some schemes, money is locked for a certain time.

All these schemes are considered to be the safest due to being government. So now leave concern with the low interest rates of banks and double your earnings by investing in these bang schemes of the post office.

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