North India Statesman
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News India Live, Digital Desk: We all know that there is no dearth of talent in Bihar. Every second student here dreams of becoming an engineer, doctor or officer. But, there is also a bitter truth that despite having capability, many students’ dreams die midway just because of lack of money in their pocket. If you or any child in your family is in a similar situation, then today’s information will be very useful for you.
Today we will talk about one of the best initiatives of Bihar government. Bihar Student Credit Card Scheme (Bihar Student Credit Card Yojana) About this.
What is this plan after all?
If understood in simple words, this is a “financial help” given by the Bihar government to its students. This is an important part of Chief Minister Nitish Kumar’s ‘Seven Decisions’. The government says “economic solution, strength to youth”.
Under this scheme, students who have passed 12th and want to pursue further higher education like B.A., B.Tech., MBA or any other degree, they can get financial assistance from the government. 4 lakh rupees Provides an amount up to. The interesting thing is that for this you do not have to follow strict rules and make repeated visits to the bank, because here the guarantee is given by the government itself.
How is it different from a bank loan?
This is the biggest question! Interest rates are very high in normal bank loans, but this is not the case in this scheme.
- For Boys: Simple interest of only 4%.
- For Girls, Disabled and Transgender: Only and only 1% interest.
Yes, you heard it right. For girls it’s almost like free. The government wants that our sisters and daughters should not lag behind anyone in studies.
What expenses are involved in this?
Not just college fees, the government also understands that there are expenses for accommodation, food and books during studies. Therefore, in this limit of Rs 4 lakh, you can also include hostel expenses, money for buying laptop or books.
How to start?
If you are a resident of Bihar and have passed 12th examination, then you are eligible for this. The process has now been made very easy:
- You have to go to the online portal of the Education Department or MNSSBY (Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana).
- Fill the form there and upload the required documents.
- After this you will have to visit your district once. DRCC Office (District Registration and Counseling Centre) for verification. The officers present there will also guide you.
My suggestion:
Friends, education is an investment that will give you returns throughout your life. If lack of money is stopping you, don’t hesitate. This is not a ‘loan’, but the key to your bright future. Instead of mortgaging father’s land, it is better to take advantage of this facility of the government and become competent by studying.
