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News India Live, Digital Desk: Bank Charges: If you are also customers of big banks like SBI, PNB, HDFC Bank, ICICI Bank or YES Bank, then this news is very important for you. It seems that now your pocket is going to be more burden for banking services. The news is coming that all these major banks can soon start charging new fees from their customers for some services or increase the old fees. This may directly affect your monthly budget.

Banks often change their fees from time to time to meet the cost of their services and maintain profits. These changes are sometimes associated with the penalty for not having minimum balance, sometimes on ATM transactions or other digital services.

What can be new or increased fees? (Estimated, as usually occurs in such news):

• Fee on ATM transactions: After free ATM transactions of a fixed number, now you may have to pay extra money to withdraw every cash or check the balance. It may vary from metro and non-metro cities.

• Penalty for not keeping minimum balance: If you are unable to maintain minimum average balance – mab fixed by the bank in your savings or current account, then you may have to pay more fine than before.

• Cash deposit or withdrawal fee: Through bank branches or cash deposit machines (CDMS), fee may also be applied to more cash transactions than a fixed limit. Banks want to promote digital transactions, so they are making physical transactions expensive.

  
  

• SMS Alert Charges: Some banks can now take money for SMS alert on your mobile.

• Checkbook or Debit Card Fee: Additional fees may also have to be paid for issuing checkbooks or re -issuing debit cards.

• Internet banking or mobile banking fees: Some special transactions may apply small fees, although most online transactions remain free.

To avoid these possible changes and save your pockets, you must visit your bank website or app and check all new rates and rules. Along with this, you should use more digital payment and maintain minimum balance in your account, so that unwanted charges can be avoided. Your awareness in this changing banking environment will be your biggest savings

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