North India Statesman
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Not a smartphone? The internet does not even run? Still to send money from UPI? So there is nothing to worry about! Now you can easily make UPI payment easily from your simple keypad feature phone. National Payment Corporation of India (NPCI) and Reserve Bank of India (RBI) together “123payA great feature of “has started a magnificent facility from which millions of feature phones users can also join the world of digital transactions.
For this, you will not need any internet connection in your phone. This feature works through USSD (Unstructured Supplementary Service Data) Technology or IVR (Interactive Voice Response).
Let’s know 3 easy steps to make UPI payment from feature phone:
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Dial service number:
First of all, you have to dial a special UPI number (such as *99# or NPCI issued by your feature phone such as 080-4516-3666 or 080-4516-3581 or 6366 200 200). You can get this number from your bank or NPCI website. -
Follow the instructions given:
After dialing the number, some options will appear on your screen (or you will be heard on IVR), such as sending money, checking balance (balance check), mobile recharge etc.-
Choose the option of ‘sending money’.
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Enter the mobile number or UPI ID of the money you want to send.
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Add the amount of money to send.
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Add your UPI PIN and pay:
Finally, you will be asked to put your UPI PIN. Add your confidential UPI pin and confirm. Just your payment will be made and you will also get its confirmation message!
What is necessary for this?
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Your mobile number should be linked to your bank account.
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Your UPI PIN should be set in advance (it can set it from the UPI app with your smartphone or through the bank).
This facility is a boon for crores of people who do not have smartphones or who live in places where Internet connectivity is not good. This further strengthens the campaign of Digital India and enables everyone to make digital payments easily.
