SBI Credit Card Users, Note! If these 3 major changes to be held from 1 November, then it will be touched

SBI Credit Card Fees 2025: If you also use SBI’s credit card, then this news is directly related to your pocket. From November 1, 2025, bank is going to impose new charges on some special transactions from credit cards. If you do not understand these changes, then every month you may have to pay a lot of extra money from your pocket.

So let’s know what are these big changes and what precautions you have to take.

1. Children’s fees will have to be expensive (if done this!)
This is the biggest and most important change. Many people their children’s school, college or tuition fees Cred, Mobikwik, Cheq or PhonePe For example, through third-party apps, they fill their SBI credit card.

• New rule: From November 1, if you make any ‘education payment’ through these apps, then you Additional fee of 1% Will have to give.
• Example: That is, if you pay a fee of ₹ 20,000, then you will have to pay an extra charge of ₹ 200, and your total payment will be deducted for ₹ 20,200.
• What is rescue? It is a matter of relief that if you go directly to school, college or university website or pay their POS machine with SBI card, then this extra charge Will not look,

2. Money will also have to be heavy in the wallet
Nowadays we all use digital wallets like Paytm, PhonePe, Mobikwik.

• New rule: From November 1, if you load more than ₹ 1,000 in any digital wallet with your SBI credit card, then you too 1% charge Will have to give.
• Example: If you put ₹ 5,000 in the wallet, then your card will cut ₹ 5,050.

3. If the bill will be delayed in filling the double fine ‘
This is a major warning for those who avoid their credit card bill till the last date.

• New rule: If you do not pay the minimum amount due to your card for two consecutive billing bicycles, then above your late payment fees Additional fine of ₹ 100 Will be installed. This penalty will continue to be imposed until you clear the minimum amount.

Summary:
Clear, SBI now wants you to reduce the use of third-party apps and pay directly to the merchant. Also, the bank wants to strictly implement the habit of paying bills on time. If you are a smart user and keep these rules in mind, you can easily avoid these additional charges.