This bank has given the gift of 8% interest, lock it for 5 years and be rest assured:

Suryoday Small Finance Bank FD rates: Nowadays, while most of the big banks are reducing the interest on FD, the investors are worried about how to get safe and good returns on their deposits. If you are also in the same dilemma, then ‘Suryoday Small Finance Bank’ has brought a relief news for you.

This bank has increased its interest rates from December 3, 2025. The special thing is that now this bank is giving a huge interest of 8% per annum on 5 year FD.

Which plan has the most benefits?

According to the new list released by the bank, if you put your money in FD (Fixed Deposit) for 5 years, you will get interest at the rate of 8%.
The best thing is that this 8% rate has been kept the same for both common citizens and senior citizens. Generally, tax is also saved on 5 year FD, so this is a double benefit.

What are the rates for short periods?

Even if you don’t want to block money for 5 years, the bank has good options:

• 1 Year FD: If you invest for just one year, you will get a return of 7.25%.
• 18 months: The bank is offering 7.50% interest on FD of one and a half years.
• Short term: 6 months FD has an interest of 6.75%.

Is your money safe? (DICGC Trust)

Often people have a fear about small finance banks that what will happen if the bank goes bankrupt? To remove this fear, you need to know that this bank comes under DICGC (Deposit Insurance and Credit Guarantee Corporation).

If you understand in simple language, a subsidiary of the Reserve Bank guarantees your money. Even if something happens to the bank, your deposit amount and interest up to Rs 5 lakh is completely safe and you will get it back.

So if you are looking for a safe means of investment for long term, then this new rate can strengthen your portfolio.