Those who get FD are in trouble! These 10 banks are giving bumper interest of more than 8%, see the complete list

Fixed Deposit (FD) is still the most trusted and preferred method of investment in India, especially for those who do not want to take any risk on their money. But do you know that different banks give different interest on FD? A little research can give you more profits than others.

Nowadays, small finance banks are giving fierce competition to big government and private banks and are offering such attractive interest on FD that you will be surprised. At the same time, for senior citizens, silver is only silver, because almost all banks give them additional interest.

Let us know about those top 10 banks which are currently giving the highest returns on FD.

Small Finance Banks: Where you are getting the strongest returns

These banks are known for their attractive interest rates and currently remain the best option for FD.

1. Utkarsh Small Finance Bank: This bank currently offers one of the highest rates in the market, 8.15% Is offering interest of Rs. This excellent interest is available on FD of 2 to 3 years.
2. Suryoday Small Finance Bank: If you want to invest for a long period like 5 years, then this bank 8.10% Is giving attractive returns of Rs.
3. ESAF Small Finance Bank: This bank offers a special FD of 444 days. 8.10% Is paying interest. It is great for those who want to invest money for the medium term.
4. Jana Small Finance Bank: Here you can get FD of 2 to 3 years and 5 years. 8.00% Getting good interest.

Even big private and government banks are not behind

If you are hesitant in investing money in small finance banks, these big banks are also offering very competitive interest rates.

1. Yes Bank: This bank offers FDs ranging from 3 years to less than 5 years. 7.75% Is paying interest.
2. Bandhan Bank, DCB Bank and RBL Bank: These three private banks also 7.70% Are offering attractive interest rates.
   • DCB Bank It also gives 0.05% additional interest to investors above 70 years of age.
   • RBL Bank Super gives 0.25% higher returns to senior citizens.
3. Central Bank of India: This government bank offers special FD with long tenure of 2222 or 3333 days. 7.25% Is paying interest.
4. Indian Bank and IOB: These two government banks are on special FD of 444 days. 7.20% Are paying interest. Super senior citizens above 80 years of age also get the benefit of 0.25% additional interest.

It is important to know this before investing money

Even though small finance banks are offering high interest, many people are a little hesitant in investing money in them. Let us tell you that as per RBI rules, Deposit Insurance and Credit Guarantee Corporation (DICGC) Your deposits in these banks under Amount up to Rs 5 lakh (principal + interest) It is completely safe.

Therefore, before investing in FD, decide your tenure and visit the official websites of these banks and check the latest offers for senior citizens and super senior citizens. A little research can get you great returns.