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Lost Aadhaar Card: Nowadays many works come to a halt without Aadhar card. Be it opening a bank account, availing the benefits of PM Kisan Yojana, getting a driving license or applying for a passport, Aadhaar is required everywhere. But many people have a fear in their mind: If Aadhaar card is lost, will my bank account be empty?
UIDAI has given a clear answer to this question by saying that just because your Aadhaar card is lost, your bank account does not become empty. UIDAI has said that no one can withdraw money from your bank account just by knowing your Aadhaar number, name and address.
Just like knowing ATM card number does not allow you to withdraw money, similarly knowing Aadhaar number also does not help in hacking your bank account. To withdraw money from the bank, additional security like OTP, PIN or biometric authentication is required. If you do not give this information to anyone, your account is 100% safe.
UIDAI statement
“Aadhaar number cannot be misused for banking or other services. Not a single such case has come to light.” But it is important to be careful, although money cannot be withdrawn using Aadhaar card alone, fraudsters can use your Aadhaar information to open a fake bank account, apply for a loan in your name, buy a new SIM card etc.
This may cause you financial loss and legal problems. UIDAI takes care of your privacy. UIDAI has clarified that they do not have any information about your bank accounts, shares, mutual funds, health records, family, caste, religion or education. They only keep the basic information you provide when registering:
– Name
– Address
– date of birth
– 10 fingerprints
– 2 iris scans
– picture
– Mobile No. (Optional)
What should be done?
If Aadhaar card is lost, get it locked immediately – Download mAadhaar app from uidai.gov.in, download e-Aadhaar, do not give OTP or PIN to anyone, secure biometrics by locking Aadhaar.
There is no fear of emptying your bank account due to loss of Aadhaar card. But it is important to be careful. UIDAI has made strong security arrangements.
North India Statesman