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News India Live, Digital Desk: Almost every farmer knows about the Prime Minister’s Kisan Samman Nidhi (PM-Kisan) scheme, under which the government sends a total of 6000 rupees to the farmers’ account every year. But do you know that the government is giving another big benefit to the beneficiaries of this scheme? This is the advantage of the pension available in old age, which will give you financial security of Rs 3000 every month.
The name of this scheme is Prime Minister Kisan Manadhan Yojana (PM Kisan Maandhan Yojana)This scheme is especially made for small and marginal farmers who have no definite means of earning in old age. It acts as a social security shield for him.
What is this pension scheme?
It is a voluntary and contributory pension scheme. This means that farmers can join it with their will and they have to deposit a small amount every month.
- How much pension will be received: Under this scheme, when the age of the farmer will be 60 years, he will be given every month from the government ₹ 3,000 (ie ₹ 36,000 annually) The pension will start getting.
- Family also safety: If for some reason the pensioner dies, his wife as a family pension is 50% i.e. ₹ 1,500 Will continue to meet every month.
Who can join this scheme?
There are some common conditions to join this scheme:
- Your age 18 to 40 years Should be between
- near you Up to 2 hectares (about 5 acres) There should be cultivable land.
- You should be beneficiaries of PM-Kisan Samman Nidhi Yojana.
How much money will be deposited?
In this scheme you have to deposit a very minor amount, which depends on your age.
- If you join at the age of 18, then you are just every month ₹ 55 Have to submit.
- If you join at the age of 40, then you every month ₹ 200 Have to submit.
The best thing: The amount you deposit, the same amount will be deposited in your pension account on its behalf every month. Meaning, your advantage double!
Money will be deducted from installment, no mess!
The government has given a great facility to ensure that farmers do not have any problem in depositing money. You can choose this option that your pension installment should be deducted directly from the honor fund of your PM-Kisan Yojana. This will not make you harassed to deposit separate money.
How to apply?
It is very easy to register for this scheme.
- Your nearest Common Service Center – CSC Go to
- With your own Aadhar card And Bank passbook Take it
- CSC operators will register you and one for you Farmer pension card Will be made.
This scheme is a big step towards making farmers self -reliant and safe not only in the present, but also in future. This can prove to be the sticks of their old age.
North India Statesman