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Sukanya samridhi yojana: Every parent dreams that their daughter’s future should be bright and safe. From his education to marriage, there is no shortage in anything. The government has a very special and reliable scheme to help you fulfill this dream, named Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana – SSY).
This is a scheme in which you can make a big fund for your daughter by making small savings. Come, we understand in very easy language how less than 100 rupees daily can make your daughter a millionaire.
How does this plan work? (Account of ₹ 35,000 annually)
Suppose you in this plan every year for your daughter ₹ 35,000 Let’s deposit If we look at it according to the month, then it is less than ₹ 2916 and less than ₹ 100.
- How many years have to deposit money: You just have to deposit money for 15 years.
- How much money will be deposited: Total you in 15 years ₹ 5,25,000 Will deposit
- How much interest will be received: Government on this scheme right now 8.2% The annual interest of the government (this interest rate can change from time to time). Interest (compounding) is also available on your deposited money and interest.
- When will you get money: This account is matured after 21 years.
- How much money will you get: When your daughter will be 21 years old, she is totaling with interest ₹ 16 Lakh You will get more than more than.
Think, how much your small savings can help in fulfilling your daughter’s big dreams!
Some more special things of Sukanya Samriddhi Yojana:
- Who can open an account?: You can open this account in the name of your daughter under 10 years of age.
- Where will the account open?: You can easily open this account by going to any nearest post office or government bank.
- At least how much to deposit?: You can also keep this account operational by depositing at least ₹ 250 in a year. And you can deposit up to ₹ 1.5 lakh in a year.
- There is also benefit in tax: Whatever money you deposit in this scheme, you get a discount under Section 80C of Income Tax. Not only this, the interest received on it and the entire amount received on maturity is also tax-free.
This plan not only secures the future of your daughter, but also helps you to save tax. This is a great gift for those parents who want to make their dear self-reliant and empower.
North India Statesman