Now every poor will have his own permanent house! Government is giving cash assistance of ₹ 1,20,000, know eligibility and complete method of online application:

Utility Desk, New Delhi. Making the ‘Housing for All’ mission more accessible, the Government of India has fully activated the process of online application under the Pradhan Mantri Awas Yojana (PM Awas Yojana). Now you do not need to visit offices, rather you can become a part of this scheme sitting at home through your mobile or laptop. Under this scheme, financial help is being sent directly to the bank account of eligible beneficiaries to build a new house or complete an incomplete house.

Housing scheme target: Direct assistance of ₹1.20 lakh

Pradhan Mantri Awas Yojana is not just a house of bricks and stones, but a guarantee of a secure future:

Financial Aid: Beneficiaries to build houses in rural areas ₹1,20,000 The amount is given in three installments.

Subsidy on Loan: Heavy Home Loan Interest Subsidy (CLSS) is provided to middle class families in urban areas, which significantly reduces the EMI burden.

Improvement in standard of living: Under the scheme, along with the house, the facility of toilet, electricity connection and gas connection under the Ujjwala scheme is also ensured.

Who will be eligible? (Eligibility Criteria)

The benefits of the scheme will be available only to those who fulfill these conditions:

Income Range: The total annual income of the family should not exceed ₹2.5 lakh.

Permanent dwelling: There should not be any permanent house in the name of the applicant or any member of his family anywhere in India.

Government Jobs: If any member of the family is in government service, they will be ineligible for this scheme.

Plot Availability: For rural housing, it is mandatory for the applicant to have his own land.

Checklist of documents required for application

Have these documents ready with you before starting the application:

Aadhar card: Of all the family members.

Ration Card: BPL or priority category.

certificate: Income certificate and domicile certificate.

Bank Passbook: To receive subsidy amount (must be linked to Aadhaar).

Photo: Latest passport size photograph of the applicant.

PM Awas Yojana: Step-by-step process of online application

You can fill your form by following these easy steps:

Visit the portal: First official website pmaymis.gov.in log onto.

Citizen Assessment: Select ‘Citizen Assessment’ option on the homepage and select your category (like BLC or Slum Dweller).

Aadhaar Verification: Enter your 12 digit Aadhaar number and click on ‘Check’.

Fill the form: After Aadhaar verification the application form will open. Fill in your name, current address, total family income and land details.

Documents and Submit: Scan and upload all the necessary documents and enter the captcha code and ‘Save’ or ‘Submit’.

Important Tip: Make sure to take a print out of the ‘Application ID’ or registration number received after submitting the form. Through this number you will be able to track the status of your application in future.