North India Statesman
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News India Live, Digital Desk: Bank Locker: If you too have kept your life’s precious earnings, jewelry or necessary documents in the bank locker, then this news is very important for you. The Reserve Bank of India (RBI) has made some new and strict rules regarding the locker, which are directly related to your safety.
RBI has instructed all banks to have one from all their locker holders New agreement Get it signed. The last date for signing this agreement was 31 December 2023, but if you have forgotten to do this work, you need to take action immediately.
What will happen if the agreement is not signed?
If you have not yet signed new rules agreement, then your bank Locker ‘freeze’ Can do. Being freeze means that you will not be able to use your own locker until you sign a new agreement.
But what is the best news?
This new rule has brought a very good news for you. Now the bank cannot dismantle its responsibility!
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When will the bank compensation?
If the bank’s negligence (such as fire), theft, robbery or the fraud of an employee of a bank causes any damage to your locker, the bank will be obliged to give you compensation. -
How much will be compensated?
In case of loss, the bank gets your locker Up to 100 times annual rental You may have to pay compensation. That is, if the fare of your locker is ₹ 3000 annually, then you can get compensation of up to Rs 3 lakh.
When will you not get compensation?
It is also important to keep in mind that if a natural disaster like flood, earthquake, storm or your own mistake damages the locker, then there will be no responsibility of the bank in that case.
So what do you have to do now?
Do not delay! Go to your bank branch today and find out if you have signed a new locker agreement. If not, complete this work immediately. This is not just a formality, but a guarantee of safety of your valuables!
