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News India Live, Digital Desk: Legal Advice: Buying a house is the biggest and most emotional dream of everyone’s life. We spend our years of hard earned money to fulfill this one dream. But imagine, if there is an eclipse of fraud in this dream?

Buying a property is not just a deal to pay and take the key. There is a long legal process behind it. If you do not check the right papers, then your life’s capital can drown in a shock.

Therefore, before applying the last seal on any property (house, flat or land), please check these 8 essential papers like a detective.

8 essential papers that tell the property of the property:

1. Cell deed: This is the most important paper. This is a sure proof that the person who is selling the property to you is his real owner. Do see its real copy.

2. Encumbrance Certificate: This paper will tell you that there is no legal screw on the property. That is, there is no old debt, loan or court case on it.

3. Property tax receipts: This makes it sure that the seller has paid all the old taxes on time and there will be no old burden on you.

4. Mutation Certificate: This is a proof of transfer of property in government records.

5. Approved Building Plan: This paper ensures that the building or house has not been illegally built without any government approval.

6. Complication/Occupancy Certificate: If you are buying a flat in a building, this certificate suggests that the building is completely safe to live and is made according to all rules.

7. Power of Attorney: If the owner of the property is not dealing with himself and has appointed someone else in his place, it is very important to check whether this power of attorney is real and valid.

8. Rera Registration: If you are buying any under-Construction property, then check whether it is registered under the Rera (Real Estate Regulatory Authority) or not. This protects you from the fraud of the builder.

Last and most important advice:
Along with checking these papers themselves, always seek the help of a good property lawyer. The small fees of a lawyer can save you from the fraud of millions of rupees in future and a legal battle of years.

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