Friday , September 18 2026

Become a victim of online fraud? Don’t worry, he can get your money back within the first 1 hour.

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News India Live, Digital Desk: Today we are living in the digital age. Be it shopping or banking, everything is on the phone. But with this facility, cyber thugs have also become high-tech. Often we hear that someone’s bank account got emptied as soon as they clicked on the link.

In such a situation, the first thing a person does is panic, run to the police station or call the bank. But a lot of time is wasted in this. Cyber ​​security experts say that after fraud first hour (which ‘Golden Hour’ is said to be the most precious. If you take the right action within this one hour, your chances of getting your money back increase to 90%.

What to do first? (dial 1930)
If any financial fraud has happened to you, then without wasting even a minute call the National Cyber ​​Crime Helpline number from your phone. 1930 Dial up.
This number is run by the Ministry of Home Affairs and is directly linked to the ‘Citizen Financial Cyber ​​Fraud Reporting and Management System’ (CFCFRMS).

How does this work?
As soon as you call 1930 and lodge your complaint, this system immediately issues an alert.

  1. This alert goes to the bank/wallet from where the money is deducted.
  2. Additionally, an alert is also sent to the bank where the fraudster has sent the money.
  3. If you call early (during the golden hour), the system will freeze the amount before the fraudster can withdraw or transfer the money. ‘Hold’ or ‘Freeze’ Does.

Once the money is frozen, it can be brought back into your account after legal process. But if it gets late and the fraudster withdraws the money from the ATM or diverts it to ten different accounts, recovery becomes very difficult.

Complain on the portal also
Apart from calling the helpline, you can also visit the government website cybercrime.gov.in You can also register your complaint by visiting.

What things should be kept in mind?

  • Do not delete fraudulent messages (SMS) or emails in panic. This is the evidence.
  • Write down the Transaction ID, date and time of deduction.
  • Filing an FIR in the police station is a subsequent step, the first step is to stop the flow of money, which is possible only through 1930.

So save this number in your phone today itself. Information is protection! Be alert yourself and also memorize this number to the elders of your family.

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